I'm Harriet, founder of Nugget Savings. I started Nugget when I noticed friends and colleagues panicking about the financial side of having kids. They'd say things like "my maternity pay is rubbish" or "I have no idea how we'll manage" and I realised that even though I'd always been financially savvy and saved for every eventuality, I'd never once thought about what having a baby would actually look like financially.

That didn't sit right with me. So I started digging into UK maternity pay, parental leave, employer policies, childcare funding - ALL OF IT! And I found a mess of confusing government websites, outdated advice, and parents piecing it together alone.

Nugget exists to fix that. We help parents understand exactly what they're entitled to, maximise their income, and feel in control during one of life's biggest transitions.